Your first transaction might take a while because it will undergo several validation...It is a precaution they take against money laundering according to how they explained it to me but it wasn't really that long my first transaction took about a day and a half but the rest takes only minutes...
I have come across this website QwartaPadala. The service fee that they charge is fixed at 4.67 USD or P200.00 regardless of the amount that you send. I recommended this to my uncle who is living in Australia. I needed P 10,000.00 for my school fees that time and according to him it cost him...